Although technology has provided us a higher sense of control over our financial lives — internet shopping, internet banking, electronic wallets, automated transactions, to mention but a few,  however, it has also changed  the way we perceive and value money.

Increasing evidence suggests that technology affects the decision-making process, and could have some negative real impact if combined with deep-rooted financial behaviours and behavioural distortions.

People are beginning in the early stages with the financial attitudes and subsequent financial habits, such as budgeting or stimulus shopping. Over time lessons from other influences, such as schools and social networks, further form money attitudes.

Technology can help us make financial choices, but a trusted consultant is critical in helping customers become aware of their preferences and understand when their emotions start.

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Below are 4 ways technology is influencing how we value money:

1.     Technology as a negative financial influencer

In the digital environment, today people also have a larger network of possible social factors than before. However, there are positive or negative impacts.

Below are a few ways tech is negatively …